LEGAL DISCLAIMER

Last Updated: December 23, 2025

This Legal Disclaimer (“Disclaimer”) governs the use of the LquidPay website, mobile applications, web applications, platform, services, and all related content (collectively, the “Platform”). By accessing, browsing, registering on, or using the Platform or any services provided through it, you acknowledge that you have read, understood, and agreed to be bound by this Disclaimer in full. If you do not agree with any part of this Disclaimer, you must immediately discontinue use of the Platform and Services.

  1. Company Identification

LquidPay is a technology platform operated by MARIDA LTD, a company incorporated under the laws of Hong Kong (“Company”, “we”, “us”, or “our”). LquidPay provides access to technology-enabled financial tools, including crypto-linked card services, non-custodial wallet interfaces, and partner-facilitated financial services.

Important Notice:The Company is not a bank, financial institution, deposit-taking institution, or fiduciary. Accounts and assets accessed through LquidPay are not protected by any deposit insurance scheme, government guarantee, or investor protection program.

  1. No Financial, Investment, or Legal Advice

All information, content, materials, features, tools, explanations, descriptions, statements, or data made available on or through the Platform are provided for general informational purposes only.

Nothing on the Platform constitutes, or should be interpreted as:

  • Financial advice

  • Investment advice

  • Trading advice

  • Legal advice

  • Tax advice

  • Accounting advice

  • A solicitation, offer, or recommendation to buy, sell, hold, or invest in any virtual asset, financial product, or service

You acknowledge that any decision to use the Services or engage in transactions involving virtual assets is made solely at your own discretion and risk. You are strongly encouraged to seek independent professional advice from qualified financial, legal, tax, or regulatory advisors before engaging in any such activities.

We collect information when you use or interact with our Services or Sites or web/mobile apps. This may include:

  1. Technology Platform Disclaimer

LquidPay operates as a technology service provider that facilitates access to third-party services, smart contracts, blockchain networks, payment rails, and card networks through technical integrations.

LquidPay operates as a technology service provider that facilitates access to third-party services, smart contracts, blockchain networks, payment rails, and card networks through technical integrations.

The Company:

  • Does not control blockchain networks, smart contracts, or distributed ledger technologies

  • Does not guarantee uninterrupted, error-free, or secure operation of the Platform

Does not control third-party infrastructure, partners, issuers, custodians, card networks, or on/off-ramp providers

The Company:

  • Does not control blockchain networks, smart contracts, or distributed ledger technologies

  • Does not guarantee uninterrupted, error-free, or secure operation of the Platform

Does not control third-party infrastructure, partners, issuers, custodians, card networks, or on/off-ramp providers

You acknowledge that technological failures, delays, congestion, hacks, exploits, protocol changes, or cyber incidents may occur and may result in loss of access, delays, or loss of assets.

You acknowledge that technological failures, delays, congestion, hacks, exploits, protocol changes, or cyber incidents may occur and may result in loss of access, delays, or loss of assets.

  1. Virtual Assets Risk Disclosure

Virtual assets, cryptocurrencies, stablecoins, and blockchain-based instruments are inherently volatile, experimental, and high-risk.

  • By using the Platform, you acknowledge and accept that:

    • Virtual asset prices may fluctuate significantly and unpredictably

    • Virtual assets may lose all or substantial value

    • Regulatory changes may restrict or prohibit use of virtual assets in certain jurisdictions

    • Transactions on blockchain networks may be irreversible

    • Smart contracts and non-custodial wallet structures carry operational and security risks

The Company shall not be responsible or liable for any losses, damages, or adverse outcomes resulting from market volatility, protocol failures, regulatory actions, or user error.

  1. Non-Custodial Wallet Disclaimer

Where the Platform provides access to non-custodial wallet solutions, such wallets are governed by smart contracts and partner technologies.


You acknowledge that:

  • The Company does not hold custody of your private keys

  • Access, freezing, conversion, or settlement actions may be executed programmatically or through authorized partners

  • Loss of access credentials may result in permanent loss of assets

  • Transactions executed on-chain cannot be reversed

    The Company disclaims all liability arising from the use, management, or operation of non-custodial wallet infrastructure to the maximum extent permitted by law.

Where the Platform provides access to non-custodial wallet solutions, such wallets are governed by smart contracts and partner technologies.


You acknowledge that:

  • The Company does not hold custody of your private keys

  • Access, freezing, conversion, or settlement actions may be executed programmatically or through authorized partners

  • Loss of access credentials may result in permanent loss of assets

  • Transactions executed on-chain cannot be reversed

    The Company disclaims all liability arising from the use, management, or operation of non-custodial wallet infrastructure to the maximum extent permitted by law.

  1. Third-Party Services and Partners

The Platform may integrate or provide access to services offered by third-party partners, including but not limited to:

  • Card issuers

  • Payment processors

  • Blockchain infrastructure providers

  • Compliance and KYC providers

  • On-ramp and off-ramp service providers

The Company does not control, endorse, or guarantee third-party services. Any engagement with third parties is subject to their independent terms, conditions, and policies.

The Company bears no responsibility or liability for acts, omissions, insolvency, or failures of third-party service providers.

The Company does not control, endorse, or guarantee third-party services. Any engagement with third parties is subject to their independent terms, conditions, and policies.

The Company bears no responsibility or liability for acts, omissions, insolvency, or failures of third-party service providers.

  1. No Guarantees or Warranties

The Platform and Services are provided on an “AS IS” and “AS AVAILABLE” basis.

To the fullest extent permitted by applicable law, the Company expressly disclaims all warranties, whether express, implied, statutory, or otherwise, including but not limited to warranties of:

  • Merchantability

  • Fitness for a particular purpose

  • Accuracy

  • Reliability

  • Non-infringement

  • Availability

The Company does not warrant that the Platform will be uninterrupted, error-free, secure, or free from harmful components.

The Company does not warrant that the Platform will be uninterrupted, error-free, secure, or free from harmful components.

  1. Limitation of Liability

To the maximum extent permitted by law, MARIDA LTD, LquidPay, its affiliates, directors, officers, employees, partners, and service providers shall not be liable for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to:


  • Use or inability to use the Platform or Services

  • Virtual asset transactions or market movements

  • Unauthorized access, hacks, or security breaches

  • Errors, delays, or service interruptions

  • Third-party actions or failures


Where liability cannot be excluded, total liability shall be limited as expressly stated in the applicable Terms of Service.

  1. Jurisdictional Restrictions

The Services are not available in all jurisdictions. Access or use of the Platform from restricted or prohibited jurisdictions is strictly forbidden.

It is your sole responsibility to ensure that your use of the Platform complies with all applicable local, national, and international laws, regulations, and sanctions.

  1. . Forward-Looking Statements

Certain content on the Platform may contain forward-looking statements regarding features, services, or capabilities. Such statements are based on current expectations and assumptions and are subject to risks and uncertainties. Actual outcomes may differ materially.

The Company undertakes no obligation to update forward-looking statements.

  1. . No Waiver

Failure by the Company to enforce any provision of this Disclaimer shall not constitute a waiver of such provision or any other rights.

  1. Governing Law

This Legal Disclaimer shall be governed by and construed in accordance with the laws specified in the applicable Terms of Service, without regard to conflict of law principles.

  1. Contact Information

For questions regarding this Disclaimer or legal inquiries, please contact:


Email: contact@lquidpay.finance
Company: MARIDA LTD
Platform: LquidPay